ADVANTAGE Health Solutions, Inc is a local, provider-owned health plan offering healthcare benefits and solutions to employer groups of all size.

ADVANTAGE has no debt, excellent liquidity with ample operational cash flow and liquid investments, and a RBC level that exceeds the Department of Insurance requirements.

The average ADVANTAGE renewal during the 2006-2007 calendar year was in the single digits, which is well below the industry average.

ADVANTAGE's relationship with our hospitals and their physicians allow for us to offer the best possible negotiated rates resulting in quality care in a cost effective setting.

Yes, ADVANTAGE will accept another carrier's health applications.

Subject to underwriting approval, ADVANTAGE will cover employees that reside outside our service area. The Sagamore Health Network in addition to other networks can be used as appropriate.

ADVANTAGE has an integrated delivery system model in partnership with Physical Hospital Organizations (Networks), focusing on wellness and medical management strategies that provide long-term savings.

The ADVANTAGE-Choice product includes the Sagamore Health Network providers in addition to our more traditional hospital-affiliated networks. Please see our ADVANTAGE Choice page for more information.

While employers have access to the deepest discounts through the ADVANTAGE Physician Hospital Organizations (Networks), they also have the freedom to choose the state's largest network of providers through the Sagamore Health Network. Please see our ADVANTAGE Choice page for more information.

ADVANTAGE-connect is our unique online tool designed to complement the service members and employers receive from our Member and Account Service Representatives. Visit the ADVANTAGE Homepage for more information.

Yes, ADVANTAGE offers a wellness program called Mountain of Wellness at no additional cost. The program is a points-based incentive program that rewards participants for completing healthy activities. Please see our Mountain of Wellness web page for more information.

The main benefit of having a PCP is the improvement in the quality of care. Your PCP can better coordinate your care with specialists and is available 24 hours a day.

Yes, ADVANTAGE's disease management programs are designed to focus on a member's specific health condition and to provide members with personal support and services.